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Finance is the backbone of every economic decision—from managing money to investing for growth.
This article explains what finance means and explores its major types, helping you understand how money is planned, raised, and used effectively.

OCI Editorial
January 7, 2026

A credit score is a numerical summary of a person’s credit behaviour, reflecting how responsibly they borrow and repay money.
It influences loan approvals, interest rates, and overall financial credibility in the formal banking system.

OCI Editorial
January 3, 2026